Irfan Hassan Dar & Co. (Pvt) Limited.
Lahore, Pakistan.

Insurance Surveyors & Loss Adjusters.

Insurance Surveyors & Loss Adjusters:

Insurance surveyors, loss adjusters & loss assessors are qualified (accredited & licensed) professional who inspect damaged property, examine & quantifies loss/damage, determine extent of loss/damage, identify & establishes cause of loss & verifies policy coverage, estimates repair/replacement costs to calculate & conclude loss assessment and expedite insurance claim settlements. Insurance surveyors & loss adjusters act as neutral intermediaries between insured & insurer, ensuring fair evaluation based as per insurance policy terms & conditions.

Therefore, the purpose of insurance claim survey is to accurately record loss/damage & assess nature & extent of damage, establish cause of loss and clearly report all facts to insurers. Timely process claims documents & survey reports for speedy claim settlement. 

Key Aspects of a Surveyor & Loss Adjuster:

Impartiality:

Although insurance surveyors are appointed & paid by the insurer, they are meant to be impartial & act as independent investigators.

Role:            

Investigate & evaluate loss/damage onsite, conduct interviews, establish cause of loss, review documentation, make photos & videos (evidence of loss/damage), adhere & comply insurance claim protocols. Examine policy coverage and determine insurers (underwriter’s) liability, if claims are legitimate & covered with in scope of insurance policy. 


Fire & Property Insurance Claim Surveyors:

Fire & Property Damage Business.

Fire & property damage insurance claim surveys come in various sizes & may involve loss/damage to variety of fixed & current assets.

These surveys require careful identification & recording damaged items, assessment of the severity of loss/damage caused to damaged items & establishing cause of loss is also equally important. Our specialized service provides detailed insight into the quantity & condition of damaged items. Cause of loss/ damage, necessary documentation & evidence to process insurance claims.

Fire & Property insurance claim survey involves;

Comprehensive on-site inspection of damages & determine cause of loss.

Accurately record damaged items & assess degree of damage.

Examine policy coverage & ensure timely documentation etc.  

Clearly communicate damage details with insurers as per our standard reporting procedures.

Effectively resolve disputing matters and engage insurers to negotiate & resolve salvaging matters. Timely process survey reports for speedy claim settlements.

We have successfully conducted fire claim surveys over the past twenty years for all the top insurance companies in Pakistan.


Cargo Insurance Claim Surveyor:

Marine, Aviation & Transport Business:

We conduct insurance claim surveys for loss/damage to marine cargo, air cargo and land transit cargo.

We also supervise loading & unloading of cargoes at insurer's advice & request.

The practice handles all types of cargo damage losses from large bulk cargo claims to small cargo losses.

Cargo claim surveys involve on-site inspection & investigation.

Establish cause of loss, process & resolve insurance claims related to loss and/or damage in cargo shipments.

Our specialized service provides detailed insight into the condition of the cargo & cause of loss/ damage.

Necessary evidence to process insurance claims.

Clearly report all facts to insurers by adopting standard procedures.

Resolve disputing matters & timely process survey reports.

We have been conducting cargo surveys for all leading insurance companies of Pakistan.

EFU General Ins. Ltd. Adamjee Ins. Co.

IGI General Ins. Co. Reliance Ins. Co.

Askari Ins. Co. Al-Falah Ins. Co.

Century Ins. Co. PICIC Ins. Co. UBL Insurers etc.



BEST INSURANCE SURVEYORS IN LAHORE/PAKISTAN..



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